Understanding Insurance Coverage for ABA Therapy
Navigating insurance coverage for ABA therapy can feel overwhelming, but at Functional Learning LLC, we’re here to guide you through the process. Our team is committed to helping you understand your options and maximize your benefits to ensure your child gets the high-quality care they deserve. Below, we’ve outlined key information about how insurance coverage may work for ABA therapy and what you can expect when working with us.

In-Network Providers
Functional Learning LLC is proud to be an in-network provider with several major insurance companies, including:



We are also working to expand our coverage by partnering with United Health and other insurance providers to make accessing our services as seamless as possible for more families.
How ABA Therapy is Covered
ABA therapy is considered a medically necessary service for children diagnosed with Autism Spectrum Disorder (ASD) in many cases. This means that, depending on your insurance plan, part or all of the services may be covered. Coverage can vary based on:
- Your specific insurance plan: Coverage levels and requirements differ, so it’s important to review your plan’s details.
- Pre-authorization: Some insurance companies require pre-authorization before services can begin. We assist families by submitting all necessary paperwork to your insurance provider.
- Service limits: Certain plans may have limits on the number of therapy hours covered or specific services, like group sessions versus one-on-one therapy.